Budgeting and event planning, one dashboard
Know where your money went — and why it matters.
Metrivo tracks your everyday spending against the budget you set, then explains each change in plain numbers instead of leaving you to read a chart. And when something big is coming — a wedding, a move, a car, a long trip — you plan it here too, spread across the months you actually have, right on top of your normal budget.
Free for everyday budgeting, with one event plan to try. No card needed.
The problem
A number on its own doesn’t tell you anything.
Most budgeting apps show you numbers.
You spent €412 on groceries. Is that high? Compared to what — last month, last spring, the three months before the baby? The app rarely says. You’re handed a chart and left to do the interpretation yourself, which is the part most people skip.
And the big stuff lives in a spreadsheet.
The wedding, the move, the new car — those go in a separate tab that nobody updates after week three. It never touches the real budget, so you can’t see what setting aside €280 a month actually does to the rest of your year.
Charts describe, they don’t explain. Seeing a line go up is not the same as knowing which category moved it, or whether it keeps moving.
Disconnected plans go stale. An event budget that lives outside your real finances stops being accurate the moment your actual spending drifts.
Features
Six parts, one connected picture.
Everything reads from the same transactions and categories, so your event plan, your alerts and your projections never disagree with each other.
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Your bank, connected
Link your account and transactions arrive on their own. Metrivo sorts them into your categories automatically — correct one and it remembers that merchant from then on.
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Budget by month or by week
Set a target per category, watch actual against target as you go, and get a quiet alert when one is heading over — with the amount, not just a red dot.
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Event plans that sit on your budget
Start from a template for a wedding, trip, apartment or car, spread the target across the months until the date, and see the set-aside next to this month’s ordinary spending.
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Suggestions that show their working
Annual instead of monthly billing, a subscription you stopped opening, cash sitting idle — each one comes with the reason and the full calculation behind it.
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Plain-language trend summaries
Read what actually changed month to month, against your 3- and 6-month averages, or across the year — written out in sentences, with the figures that back them.
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Projections tied to real goals
See what €100 a month becomes over six months, a year, five years — and which of your goals it finishes early, rather than an abstract number with no destination.
How it works
Three steps, in order.
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01
Track it
Connect your bank and your spending lands in Metrivo by itself, already sorted into categories — fix any it gets wrong and it learns the merchant. Then pick monthly or weekly, set a target per category, and choose whether leftover budget rolls over or resets. Prefer to keep your bank out of it? Enter transactions by hand instead.
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02
Understand it
Each period, Metrivo writes up what moved and by how much, compares it to your own history rather than a national average, and flags the overspends softly — an explanation, never a block on your own money.
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03
Plan ahead
Add the event that’s coming, set the date and the target, and Metrivo divides it across the months you have left and lays it over your normal budget — so you can see the whole cost of the year, not one half of it.
Pricing
Free to use. Pay when you need more of it.
Everyday budgeting is free for good. Plus lifts three limits — how many accounts you connect, how many events you plan, and how much of the reasoning you get to see. Plus is for you; Pro is for both of you.
Free
€0
Free for as long as you want it
Everyday budgeting, fully working — not a trial.
- Full budgeting dashboard, monthly or weekly
- One bank account connected, or enter transactions by hand
- Unlimited categories, targets and alerts
- Recurring income and expenses, rollover settings
- One event plan, so you can see how they work
- Two AI insights a month
Plus
€7 per month
Billed monthly, cancel any time
€70 per year
Works out at €5.83 a month
Two months free — €70 instead of €84
Every account, every plan, and the reasoning uncapped.
- Everything in Free
- As many bank accounts as you actually have
- Unlimited event plans, each with the full AI reasoning behind it
- Unlimited AI suggestions and explanations, every one with “show the math”
- Your whole trend history, not just the recent months
- Savings projections across several goals at once
- A running tally of what those insights have saved you
Pro
€15 per month
Billed monthly, cancel any time
€150 per year
Works out at €12.50 a month
Two months free — €150 instead of €180
Your budget, their budget, and the shared one in between.
- Everything in Plus
- A shared space for rent, bills and anything else the two of you split
- Your half of every shared expense lands in your own budget, so one figure covers your whole month
- Who paid what, a running balance, and settle up whenever you like
- Your partner joins free, with a personal budget of their own
- Weekly check-ins that reach you first, without being asked
- Export any budget, trend or event plan as a CSV or PDF
- Priority support when you write in
Switch between plans whenever. Your data stays yours either way.
Start with this month.
Set your categories, add whatever is coming up later this year, and let Metrivo tell you what the numbers mean. It takes about ten minutes to set up.